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FUND OVERLAP · LOOK-THROUGH

FTEC vs VUG: how much do they really overlap?

FTEC (Fidelity MSCI Information Technology Index ETF, tracking the MSCI US IMI Info Tech 25/50) and VUG (Vanguard Growth ETF, tracking the CRSP US Large Cap Growth) overlap by roughly 67% by weight. 8 of FTEC's top 10 holdings also appear in VUG. A 50/50 blend of the two behaves like about 19 equally-weighted bets (diversification grade C). In short, the two funds share most of their weight in the same names; the second fund adds only modest differentiation.

67%
weight overlap
8/10
of FTEC’s top 10 also in VUG
C
50/50 blend grade
~19
real bets in a 50/50 blend
You think FTEC and VUG are two funds. By weight they lean on the same names: both hold NVIDIA Corporation (NVDA)16.2% of FTEC and 12.6% of VUG. Hold both and NVDA just becomes a bigger single bet, not a more diversified one.

The same companies, in both funds

These 20 holdings appear in both FTEC and VUG. The weight columns show how much of each fund each name represents.

Holdingin FTECin VUG
NVDA NVIDIA Corporation16.20%12.60%
AAPL Apple Inc.14.71%11.64%
MSFT Microsoft Corporation8.67%7.60%
AVGO Broadcom Inc.3.89%4.27%
AMD Advanced Micro Devices, Inc.3.44%2.61%
AMAT Applied Materials, Inc.2.06%1.59%
LRCX Lam Research Corporation1.97%1.50%
KLAC KLA Corporation1.38%1.10%
SNDK Sandisk Corporation1.29%0.94%
INTC Intel Corporation2.32%0.79%
PANW Palo Alto Networks, Inc.1.06%0.78%
MRVL Marvell Technology, Inc.0.99%0.75%
PLTR Palantir Technologies Inc.1.02%0.71%
ORCL Oracle Corporation1.02%0.71%
WDC Western Digital Corporation0.88%0.62%

+ 5 more shared holdings.

Only in FTEC

Fidelity MSCI Information Technology Index ETFUS tech sector. Its biggest holdings that VUG doesn’t have:

MU Micron Technology, Inc.5.19%
CSCO Cisco Systems, Inc.1.85%
IBM International Business Machines Corporation1.05%
QCOM QUALCOMM Incorporated0.86%
ADI Analog Devices, Inc.0.81%

Only in VUG

Vanguard Growth ETFUS large-cap growth. Its biggest holdings that FTEC doesn’t have:

GOOGL Alphabet Inc. Class A5.74%
GOOG Alphabet Inc. Class C4.52%
AMZN Amazon.com Inc.4.46%
META Facebook Inc. Class A3.40%
TSLA Tesla Inc.3.26%
LLY Eli Lilly & Co.2.80%
V Visa Inc. Class A1.54%
COST Costco Wholesale Corp.1.15%

So — heavily overlapping. Should you hold both?

FTEC and VUG share most of their weight in the same names; the second fund adds only modest differentiation. If you already hold FTEC, adding VUG mostly increases your bet on the names they share rather than spreading it — a 50/50 blend still behaves like only ~19 equal positions, with the top 10 alone at 55% and the Magnificent Seven at 46%.

Holdings as of — FTEC: Jun 27, 2026 (Fidelity); VUG: Jun 30, 2026 (Vanguard). Refreshed monthly. Overlap is measured across each fund’s largest holdings (top 50); the diffuse long tail barely moves the math.

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FTEC vs VUG — FAQ

How much do FTEC and VUG overlap?
FTEC and VUG overlap by approximately 67% measured by portfolio weight — that is the share of the smaller fund's holdings (by weight) that also sit inside the other. 8 of FTEC's 10 largest holdings are also held by VUG. They share 20 of their listed top holdings in total.
Is it redundant to hold both FTEC and VUG?
Because they share most of their weight in the same names; the second fund adds only modest differentiation, holding both is largely redundant — you mostly duplicate the same megacaps and concentrate rather than diversify. A 50/50 blend has an effective 19 positions and a C diversification grade.
What does VUG hold that FTEC doesn't?
VUG's largest holdings that FTEC doesn't hold include GOOGL, GOOG, AMZN, META, TSLA. Its category is US large-cap growth, versus FTEC's US tech sector.
Which is more concentrated, FTEC or VUG?
FTEC's top 10 holdings are 80% of its listed weight; VUG's are 69%. The more concentrated fund leans harder on its largest names.

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