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FUND OVERLAP · LOOK-THROUGH

ITOT vs VOO: how much do they really overlap?

ITOT (iShares Core S&P Total US Stock Market ETF, tracking the S&P Total Market) and VOO (Vanguard S&P 500 ETF, tracking the S&P 500) overlap by roughly 95% by weight. 10 of ITOT's top 10 holdings also appear in VOO. A 50/50 blend of the two behaves like about 56 equally-weighted bets (diversification grade B). In short, the two funds hold nearly the same stocks in nearly the same proportions — owning both is largely redundant.

95%
weight overlap
10/10
of ITOT’s top 10 also in VOO
B
50/50 blend grade
~56
real bets in a 50/50 blend
You think ITOT and VOO are two funds. By weight they lean on the same names: both hold NVIDIA CORP (NVDA)6.6% of ITOT and 7.9% of VOO. Hold both and NVDA just becomes a bigger single bet, not a more diversified one.

The same companies, in both funds

These 48 holdings appear in both ITOT and VOO. The weight columns show how much of each fund each name represents.

Holdingin ITOTin VOO
NVDA NVIDIA CORP6.63%7.89%
AAPL APPLE INC5.81%7.05%
MSFT MICROSOFT CORP3.79%5.14%
AMZN AMAZON.COM INC3.19%4.07%
GOOGL ALPHABET INC CLASS A2.86%3.41%
AVGO BROADCOM INC2.45%3.26%
GOOG ALPHABET INC CLASS C2.29%2.71%
META META PLATFORMS INC CLASS A1.69%2.13%
MU MICRON TECHNOLOGY INC1.78%1.68%
TSLA TESLA INC1.62%1.89%
LLY ELI LILLY1.30%1.35%
AMD ADVANCED MICRO DEVICES INC1.30%1.29%
JPM JPMORGAN CHASE & CO1.20%1.16%
JNJ JOHNSON & JOHNSON0.84%0.84%
INTC INTEL CORPORATION0.90%0.83%

+ 33 more shared holdings.

Only in ITOT

iShares Core S&P Total US Stock Market ETFtotal US market. Its biggest holdings that VOO doesn’t have:

BRKB BERKSHIRE HATHAWAY INC CLASS B1.25%
MRVL MARVELL TECHNOLOGY INC0.36%

Only in VOO

Vanguard S&P 500 ETFUS large-cap. Its biggest holdings that ITOT doesn’t have:

BRK.B Berkshire Hathaway Inc. Class B1.34%
QCOM QUALCOMM Inc.0.41%

So — nearly identical. Should you hold both?

ITOT and VOO hold nearly the same stocks in nearly the same proportions — owning both is largely redundant. If you already hold ITOT, adding VOO mostly increases your bet on the names they share rather than spreading it — a 50/50 blend still behaves like only ~56 equal positions, with the top 10 alone at 36% and the Magnificent Seven at 31%.

Holdings as of — ITOT: Jun 30, 2026 (iShares (BlackRock)); VOO: May 31, 2026 (Vanguard). Refreshed monthly. Overlap is measured across each fund’s largest holdings (top 50); the diffuse long tail barely moves the math.

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ITOT vs VOO — FAQ

How much do ITOT and VOO overlap?
ITOT and VOO overlap by approximately 95% measured by portfolio weight — that is the share of the smaller fund's holdings (by weight) that also sit inside the other. 10 of ITOT's 10 largest holdings are also held by VOO. They share 48 of their listed top holdings in total.
Is it redundant to hold both ITOT and VOO?
Because they hold nearly the same stocks in nearly the same proportions — owning both is largely redundant, holding both is largely redundant — you mostly duplicate the same megacaps and concentrate rather than diversify. A 50/50 blend has an effective 56 positions and a B diversification grade.
What does VOO hold that ITOT doesn't?
VOO's largest holdings that ITOT doesn't hold include BRK.B, QCOM. Its category is US large-cap, versus ITOT's total US market.
Which is more concentrated, ITOT or VOO?
ITOT's top 10 holdings are 58% of its listed weight; VOO's are 61%. The more concentrated fund leans harder on its largest names.

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