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FUND OVERLAP · LOOK-THROUGH

IVV vs VIG: how much do they really overlap?

IVV (iShares Core S&P 500 ETF, tracking the S&P 500) and VIG (Vanguard Dividend Appreciation ETF, tracking the S&P US Dividend Growers) overlap by roughly 42% by weight. 4 of IVV's top 10 holdings also appear in VIG. A 50/50 blend of the two behaves like about 72 equally-weighted bets (diversification grade A). In short, the two funds share a meaningful core of the same megacaps, but each also brings real exposure the other lacks.

42%
weight overlap
4/10
of IVV’s top 10 also in VIG
A
50/50 blend grade
~72
real bets in a 50/50 blend
You think IVV and VIG are two funds. By weight they lean on the same names: both hold APPLE INC (AAPL)7.6% of IVV and 4.2% of VIG. Hold both and AAPL just becomes a bigger single bet, not a more diversified one.

The same companies, in both funds

These 27 holdings appear in both IVV and VIG. The weight columns show how much of each fund each name represents.

Holdingin IVVin VIG
AAPL APPLE INC7.64%4.20%
MSFT MICROSOFT CORP5.23%3.51%
AVGO BROADCOM INC2.87%4.53%
JPM JPMORGAN CHASE & CO1.47%3.56%
LLY ELI LILLY1.43%4.14%
JNJ JOHNSON & JOHNSON0.96%2.66%
V VISA INC CLASS A0.95%2.31%
WMT WALMART INC0.76%2.16%
MA MASTERCARD INC CLASS A0.73%1.81%
ABBV ABBVIE INC0.71%1.94%
CSCO CISCO SYSTEMS INC0.70%2.02%
COST COSTCO WHOLESALE CORP0.66%1.81%
BAC BANK OF AMERICA CORP0.63%1.62%
UNH UNITEDHEALTH GROUP INC0.60%1.65%
CAT CATERPILLAR INC0.58%2.14%

+ 12 more shared holdings.

Only in IVV

iShares Core S&P 500 ETFUS large-cap. Its biggest holdings that VIG doesn’t have:

NVDA NVIDIA CORP7.37%
AMZN AMAZON.COM INC3.60%
GOOGL ALPHABET INC CLASS A3.05%
GOOG ALPHABET INC CLASS C2.46%
META META PLATFORMS INC CLASS A1.85%
MU MICRON TECHNOLOGY INC1.54%
BRKB BERKSHIRE HATHAWAY INC CLASS B1.46%
TSLA TESLA INC1.36%

Only in VIG

Vanguard Dividend Appreciation ETFUS dividend-growth. Its biggest holdings that IVV doesn’t have:

IBM International Business Machines Corp.1.15%
APH Amphenol Corp. Class A0.95%
QCOM QUALCOMM Inc.0.85%
ADI Analog Devices Inc.0.85%
MCD McDonald's Corp.0.84%
PEP PepsiCo Inc.0.81%
NEE NextEra Energy Inc.0.80%
ETN Eaton Corp. plc0.72%

So — partly overlapping. Should you hold both?

IVV and VIG share a meaningful core of the same megacaps, but each also brings real exposure the other lacks. Held together they keep a shared megacap core but each still pulls in exposure the other lacks, so a 50/50 blend spreads to ~72 effective positions (grade A).

Holdings as of — IVV: Jul 30, 2026 (iShares (BlackRock)); VIG: Jun 30, 2026 (Vanguard). Refreshed monthly. Overlap is measured across each fund’s largest holdings (top 50); the diffuse long tail barely moves the math.

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IVV vs VIG — FAQ

How much do IVV and VIG overlap?
IVV and VIG overlap by approximately 42% measured by portfolio weight — that is the share of the smaller fund's holdings (by weight) that also sit inside the other. 4 of IVV's 10 largest holdings are also held by VIG. They share 27 of their listed top holdings in total.
Is it redundant to hold both IVV and VIG?
Because they share a meaningful core of the same megacaps, but each also brings real exposure the other lacks, holding both is partly redundant: you double up on a shared core (AAPL) while each fund still adds distinct exposure. A 50/50 blend has an effective 72 positions and a A diversification grade.
What does VIG hold that IVV doesn't?
VIG's largest holdings that IVV doesn't hold include IBM, APH, QCOM, ADI, MCD. Its category is US dividend-growth, versus IVV's US large-cap.
Which is more concentrated, IVV or VIG?
IVV's top 10 holdings are 59% of its listed weight; VIG's are 44%. The more concentrated fund leans harder on its largest names.

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