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FUND OVERLAP · LOOK-THROUGH

IVV vs VYM: how much do they really overlap?

IVV (iShares Core S&P 500 ETF, tracking the S&P 500) and VYM (Vanguard High Dividend Yield ETF, tracking the FTSE High Dividend Yield) overlap by roughly 28% by weight. 2 of IVV's top 10 holdings also appear in VYM. A 50/50 blend of the two behaves like about 96 equally-weighted bets (diversification grade A). In short, the two funds share a meaningful core of the same megacaps, but each also brings real exposure the other lacks.

28%
weight overlap
2/10
of IVV’s top 10 also in VYM
A
50/50 blend grade
~96
real bets in a 50/50 blend
You think IVV and VYM are two funds. By weight they lean on the same names: both hold BROADCOM INC (AVGO)2.9% of IVV and 7.3% of VYM. Hold both and AVGO just becomes a bigger single bet, not a more diversified one.

The same companies, in both funds

These 24 holdings appear in both IVV and VYM. The weight columns show how much of each fund each name represents.

Holdingin IVVin VYM
AVGO BROADCOM INC2.87%7.29%
JPM JPMORGAN CHASE & CO1.47%3.38%
XOM EXXONMOBIL HOLDINGS CORP1.02%2.36%
JNJ JOHNSON & JOHNSON0.96%2.54%
ABBV ABBVIE INC0.71%1.85%
CSCO CISCO SYSTEMS INC0.70%1.92%
BAC BANK OF AMERICA CORP0.63%1.56%
UNH UNITEDHEALTH GROUP INC0.60%1.56%
CAT CATERPILLAR INC0.58%2.01%
CVX CHEVRON CORP0.56%1.28%
KO COCA-COLA0.53%1.31%
PG PROCTER & GAMBLE0.52%1.42%
HD HOME DEPOT INC0.52%1.46%
MRK MERCK & CO INC0.50%1.32%
GS GOLDMAN SACHS GROUP INC0.47%1.15%

+ 9 more shared holdings.

Only in IVV

iShares Core S&P 500 ETFUS large-cap. Its biggest holdings that VYM doesn’t have:

AAPL APPLE INC7.64%
NVDA NVIDIA CORP7.37%
MSFT MICROSOFT CORP5.23%
AMZN AMAZON.COM INC3.60%
GOOGL ALPHABET INC CLASS A3.05%
GOOG ALPHABET INC CLASS C2.46%
META META PLATFORMS INC CLASS A1.85%
MU MICRON TECHNOLOGY INC1.54%

Only in VYM

Vanguard High Dividend Yield ETFUS high-dividend. Its biggest holdings that IVV doesn’t have:

IBM International Business Machines Corp.1.10%
QCOM QUALCOMM Inc.0.81%
ADI Analog Devices Inc.0.80%
MCD McDonald's Corp.0.80%
PEP PepsiCo Inc.0.77%
NEE NextEra Energy Inc.0.76%
VZ Verizon Communications Inc.0.74%
DIS Walt Disney Co.0.71%

So — partly overlapping. Should you hold both?

IVV and VYM share a meaningful core of the same megacaps, but each also brings real exposure the other lacks. Held together they keep a shared megacap core but each still pulls in exposure the other lacks, so a 50/50 blend spreads to ~96 effective positions (grade A).

Holdings as of — IVV: Jul 30, 2026 (iShares (BlackRock)); VYM: Jun 30, 2026 (Vanguard). Refreshed monthly. Overlap is measured across each fund’s largest holdings (top 50); the diffuse long tail barely moves the math.

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IVV vs VYM — FAQ

How much do IVV and VYM overlap?
IVV and VYM overlap by approximately 28% measured by portfolio weight — that is the share of the smaller fund's holdings (by weight) that also sit inside the other. 2 of IVV's 10 largest holdings are also held by VYM. They share 24 of their listed top holdings in total.
Is it redundant to hold both IVV and VYM?
Because they share a meaningful core of the same megacaps, but each also brings real exposure the other lacks, holding both is partly redundant: you double up on a shared core (AVGO) while each fund still adds distinct exposure. A 50/50 blend has an effective 96 positions and a A diversification grade.
What does VYM hold that IVV doesn't?
VYM's largest holdings that IVV doesn't hold include IBM, QCOM, ADI, MCD, PEP. Its category is US high-dividend, versus IVV's US large-cap.
Which is more concentrated, IVV or VYM?
IVV's top 10 holdings are 59% of its listed weight; VYM's are 45%. The more concentrated fund leans harder on its largest names.

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