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FUND OVERLAP · LOOK-THROUGH

SPY vs VGT: how much do they really overlap?

SPY (SPDR S&P 500 ETF Trust, tracking the S&P 500) and VGT (Vanguard Information Technology ETF, tracking the MSCI US IMI Info Tech 25/50) overlap by roughly 54% by weight. 5 of SPY's top 10 holdings also appear in VGT. A 50/50 blend of the two behaves like about 27 equally-weighted bets (diversification grade C). In short, the two funds share a meaningful core of the same megacaps, but each also brings real exposure the other lacks.

54%
weight overlap
5/10
of SPY’s top 10 also in VGT
C
50/50 blend grade
~27
real bets in a 50/50 blend
You think SPY and VGT are two funds. By weight they lean on the same names: both hold NVIDIA Corporation (NVDA)7.4% of SPY and 16.8% of VGT. Hold both and NVDA just becomes a bigger single bet, not a more diversified one.

The same companies, in both funds

These 10 holdings appear in both SPY and VGT. The weight columns show how much of each fund each name represents.

Holdingin SPYin VGT
NVDA NVIDIA Corporation7.38%16.78%
AAPL Apple Inc.6.47%15.26%
MSFT Microsoft Corporation4.28%9.87%
AVGO Broadcom Inc.2.76%4.49%
MU Micron Technology, Inc.2.02%4.19%
AMD Advanced Micro Devices, Inc.1.38%3.20%
INTC Intel Corporation0.97%1.95%
AMAT Applied Materials, Inc.0.86%1.39%
LRCX Lam Research Corporation0.80%1.55%
CSCO Cisco Systems, Inc.0.73%1.85%

Only in SPY

SPDR S&P 500 ETF TrustUS large-cap. Its biggest holdings that VGT doesn’t have:

AMZN Amazon.com, Inc.3.68%
GOOGL Alphabet Inc.3.24%
GOOG Alphabet Inc.2.60%
META Meta Platforms, Inc.1.93%
TSLA Tesla, Inc.1.81%
LLY Eli Lilly and Company1.52%
BRK.B Berkshire Hathaway Inc.1.42%
JPM JPMorgan Chase & Co.1.38%

Only in VGT

Vanguard Information Technology ETFUS tech sector. Its biggest holdings that SPY doesn’t have:

ORCL Oracle Corp.1.45%
PLTR Palantir Technologies Inc. Class A1.34%
TXN Texas Instruments Inc.1.10%
IBM International Business Machines Corp.1.08%
QCOM QUALCOMM Inc.1.07%
KLAC KLA Corp.1.00%
SNDK Sandisk Corp./DE0.98%
PANW Palo Alto Networks Inc.0.92%

So — partly overlapping. Should you hold both?

SPY and VGT share a meaningful core of the same megacaps, but each also brings real exposure the other lacks. Held together they keep a shared megacap core but each still pulls in exposure the other lacks, so a 50/50 blend spreads to ~27 effective positions (grade C).

Holdings as of — SPY: Jun 29, 2026 (State Street Global Advisors); VGT: May 31, 2026 (Vanguard). Refreshed monthly. Overlap is measured across each fund’s largest holdings (top 50); the diffuse long tail barely moves the math.

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SPY vs VGT — FAQ

How much do SPY and VGT overlap?
SPY and VGT overlap by approximately 54% measured by portfolio weight — that is the share of the smaller fund's holdings (by weight) that also sit inside the other. 5 of SPY's 10 largest holdings are also held by VGT. They share 10 of their listed top holdings in total.
Is it redundant to hold both SPY and VGT?
Because they share a meaningful core of the same megacaps, but each also brings real exposure the other lacks, holding both is partly redundant: you double up on a shared core (NVDA) while each fund still adds distinct exposure. A 50/50 blend has an effective 27 positions and a C diversification grade.
What does VGT hold that SPY doesn't?
VGT's largest holdings that SPY doesn't hold include ORCL, PLTR, TXN, IBM, QCOM. Its category is US tech sector, versus SPY's US large-cap.
Which is more concentrated, SPY or VGT?
SPY's top 10 holdings are 71% of its listed weight; VGT's are 72%. The more concentrated fund leans harder on its largest names.

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