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FUND OVERLAP · LOOK-THROUGH

VTI vs VTV: how much do they really overlap?

VTI (Vanguard Total Stock Market ETF, tracking the CRSP US Total Market) and VTV (Vanguard Value ETF, tracking the CRSP US Large Cap Value) overlap by roughly 28% by weight. 1 of VTI's top 10 holdings also appear in VTV. A 50/50 blend of the two behaves like about 130 equally-weighted bets (diversification grade A). In short, the two funds share a meaningful core of the same megacaps, but each also brings real exposure the other lacks.

28%
weight overlap
1/10
of VTI’s top 10 also in VTV
A
50/50 blend grade
~130
real bets in a 50/50 blend
You think VTI and VTV are two funds. By weight they lean on the same names: both hold Micron Technology Inc. (MU)1.5% of VTI and 4.2% of VTV. Hold both and MU just becomes a bigger single bet, not a more diversified one.

The same companies, in both funds

These 28 holdings appear in both VTI and VTV. The weight columns show how much of each fund each name represents.

Holdingin VTIin VTV
MU Micron Technology Inc.1.50%4.17%
BRK.B Berkshire Hathaway Inc. Class B1.17%2.82%
JPM JPMorgan Chase & Co.1.04%2.88%
XOM Exxon Mobil Corp.0.83%2.31%
JNJ Johnson & Johnson0.75%2.07%
WMT Walmart Inc.0.70%1.93%
INTC Intel Corp.0.63%1.75%
CSCO Cisco Systems Inc./Delaware0.59%1.63%
CAT Caterpillar Inc.0.56%1.55%
ABBV AbbVie Inc.0.53%1.47%
AMAT Applied Materials Inc.0.49%0.68%
CVX Chevron Corp.0.48%1.32%
UNH UnitedHealth Group Inc.0.47%1.31%
PG Procter & Gamble Co.0.46%1.27%
GE General Electric Co.0.44%0.61%

+ 13 more shared holdings.

Only in VTI

Vanguard Total Stock Market ETFtotal US market. Its biggest holdings that VTV doesn’t have:

NVDA NVIDIA Corp.6.70%
AAPL Apple Inc.6.30%
MSFT Microsoft Corp.4.60%
AMZN Amazon.com Inc.3.60%
GOOGL Alphabet Inc. Class A3.05%
AVGO Broadcom Inc.2.91%
GOOG Alphabet Inc. Class C2.39%
META Facebook Inc. Class A1.90%

Only in VTV

Vanguard Value ETFUS large-cap value. Its biggest holdings that VTI doesn’t have:

C Citigroup Inc.0.80%
ADI Analog Devices Inc.0.77%
PEP PepsiCo Inc.0.75%
TMO Thermo Fisher Scientific Inc.0.70%
AMGN Amgen Inc.0.69%
VZ Verizon Communications Inc.0.69%
DIS Walt Disney Co.0.69%
T AT&T Inc.0.66%

So — partly overlapping. Should you hold both?

VTI and VTV share a meaningful core of the same megacaps, but each also brings real exposure the other lacks. Held together they keep a shared megacap core but each still pulls in exposure the other lacks, so a 50/50 blend spreads to ~130 effective positions (grade A).

Holdings as of — VTI: May 31, 2026 (Vanguard); VTV: May 31, 2026 (Vanguard). Refreshed monthly. Overlap is measured across each fund’s largest holdings (top 50); the diffuse long tail barely moves the math.

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VTI vs VTV — FAQ

How much do VTI and VTV overlap?
VTI and VTV overlap by approximately 28% measured by portfolio weight — that is the share of the smaller fund's holdings (by weight) that also sit inside the other. 1 of VTI's 10 largest holdings are also held by VTV. They share 28 of their listed top holdings in total.
Is it redundant to hold both VTI and VTV?
Because they share a meaningful core of the same megacaps, but each also brings real exposure the other lacks, holding both is partly redundant: you double up on a shared core (MU) while each fund still adds distinct exposure. A 50/50 blend has an effective 130 positions and a A diversification grade.
What does VTV hold that VTI doesn't?
VTV's largest holdings that VTI doesn't hold include C, ADI, PEP, TMO, AMGN. Its category is US large-cap value, versus VTI's total US market.
Which is more concentrated, VTI or VTV?
VTI's top 10 holdings are 61% of its listed weight; VTV's are 41%. The more concentrated fund leans harder on its largest names.

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