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FUND OVERLAP · LOOK-THROUGH

FTEC vs IVV: how much do they really overlap?

FTEC (Fidelity MSCI Information Technology Index ETF, tracking the MSCI US IMI Info Tech 25/50) and IVV (iShares Core S&P 500 ETF, tracking the S&P 500) overlap by roughly 49% by weight. 10 of FTEC's top 10 holdings also appear in IVV. A 50/50 blend of the two behaves like about 27 equally-weighted bets (diversification grade C). In short, the two funds share a meaningful core of the same megacaps, but each also brings real exposure the other lacks.

49%
weight overlap
10/10
of FTEC’s top 10 also in IVV
C
50/50 blend grade
~27
real bets in a 50/50 blend
You think FTEC and IVV are two funds. By weight they lean on the same names: both hold Apple Inc. (AAPL)14.7% of FTEC and 7.6% of IVV. Hold both and AAPL just becomes a bigger single bet, not a more diversified one.

The same companies, in both funds

These 15 holdings appear in both FTEC and IVV. The weight columns show how much of each fund each name represents.

Holdingin FTECin IVV
AAPL Apple Inc.14.71%7.64%
NVDA NVIDIA Corporation16.20%7.37%
MSFT Microsoft Corporation8.67%5.23%
AVGO Broadcom Inc.3.89%2.87%
MU Micron Technology, Inc.5.19%1.54%
AMD Advanced Micro Devices, Inc.3.44%1.24%
CSCO Cisco Systems, Inc.1.85%0.70%
INTC Intel Corporation2.32%0.67%
AMAT Applied Materials, Inc.2.06%0.62%
LRCX Lam Research Corporation1.97%0.58%
PLTR Palantir Technologies Inc.1.02%0.44%
PANW Palo Alto Networks, Inc.1.06%0.41%
TXN Texas Instruments Incorporated1.09%0.40%
KLAC KLA Corporation1.38%0.37%
ORCL Oracle Corporation1.02%0.34%

Only in FTEC

Fidelity MSCI Information Technology Index ETFUS tech sector. Its biggest holdings that IVV doesn’t have:

SNDK Sandisk Corporation1.29%
IBM International Business Machines Corporation1.05%
MRVL Marvell Technology, Inc.0.99%
WDC Western Digital Corporation0.88%
QCOM QUALCOMM Incorporated0.86%
APH Amphenol Corporation0.86%
STX Seagate Technology Holdings plc0.85%
ADI Analog Devices, Inc.0.81%

Only in IVV

iShares Core S&P 500 ETFUS large-cap. Its biggest holdings that FTEC doesn’t have:

AMZN AMAZON.COM INC3.60%
GOOGL ALPHABET INC CLASS A3.05%
GOOG ALPHABET INC CLASS C2.46%
META META PLATFORMS INC CLASS A1.85%
JPM JPMORGAN CHASE & CO1.47%
BRKB BERKSHIRE HATHAWAY INC CLASS B1.46%
LLY ELI LILLY1.43%
TSLA TESLA INC1.36%

So — partly overlapping. Should you hold both?

FTEC and IVV share a meaningful core of the same megacaps, but each also brings real exposure the other lacks. Held together they keep a shared megacap core but each still pulls in exposure the other lacks, so a 50/50 blend spreads to ~27 effective positions (grade C).

Holdings as of — FTEC: Jun 27, 2026 (Fidelity); IVV: Jul 30, 2026 (iShares (BlackRock)). Refreshed monthly. Overlap is measured across each fund’s largest holdings (top 50); the diffuse long tail barely moves the math.

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FTEC vs IVV — FAQ

How much do FTEC and IVV overlap?
FTEC and IVV overlap by approximately 49% measured by portfolio weight — that is the share of the smaller fund's holdings (by weight) that also sit inside the other. 10 of FTEC's 10 largest holdings are also held by IVV. They share 15 of their listed top holdings in total.
Is it redundant to hold both FTEC and IVV?
Because they share a meaningful core of the same megacaps, but each also brings real exposure the other lacks, holding both is partly redundant: you double up on a shared core (AAPL) while each fund still adds distinct exposure. A 50/50 blend has an effective 27 positions and a C diversification grade.
What does IVV hold that FTEC doesn't?
IVV's largest holdings that FTEC doesn't hold include AMZN, GOOGL, GOOG, META, JPM. Its category is US large-cap, versus FTEC's US tech sector.
Which is more concentrated, FTEC or IVV?
FTEC's top 10 holdings are 80% of its listed weight; IVV's are 59%. The more concentrated fund leans harder on its largest names.

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