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FUND OVERLAP · LOOK-THROUGH

ITOT vs VOOG: how much do they really overlap?

ITOT (iShares Core S&P Total US Stock Market ETF, tracking the S&P Total Market) and VOOG (Vanguard S&P 500 Growth ETF, tracking the S&P 500 Growth) overlap by roughly 84% by weight. 10 of ITOT's top 10 holdings also appear in VOOG. A 50/50 blend of the two behaves like about 35 equally-weighted bets (diversification grade B). In short, the two funds hold nearly the same stocks in nearly the same proportions — owning both is largely redundant.

84%
weight overlap
10/10
of ITOT’s top 10 also in VOOG
B
50/50 blend grade
~35
real bets in a 50/50 blend
You think ITOT and VOOG are two funds. By weight they lean on the same names: both hold NVIDIA CORP (NVDA)6.6% of ITOT and 14.3% of VOOG. Hold both and NVDA just becomes a bigger single bet, not a more diversified one.

The same companies, in both funds

These 35 holdings appear in both ITOT and VOOG. The weight columns show how much of each fund each name represents.

Holdingin ITOTin VOOG
NVDA NVIDIA CORP6.63%14.26%
AAPL APPLE INC5.81%6.37%
MSFT MICROSOFT CORP3.79%9.29%
AMZN AMAZON.COM INC3.19%3.89%
GOOGL ALPHABET INC CLASS A2.86%6.15%
AVGO BROADCOM INC2.45%5.89%
GOOG ALPHABET INC CLASS C2.29%4.89%
MU MICRON TECHNOLOGY INC1.78%3.04%
META META PLATFORMS INC CLASS A1.69%3.84%
TSLA TESLA INC1.62%2.11%
LLY ELI LILLY1.30%2.43%
AMD ADVANCED MICRO DEVICES INC1.30%2.34%
JPM JPMORGAN CHASE & CO1.20%1.43%
JNJ JOHNSON & JOHNSON0.84%0.89%
AMAT APPLIED MATERIAL INC0.78%0.99%

+ 20 more shared holdings.

Only in ITOT

iShares Core S&P Total US Stock Market ETFtotal US market. Its biggest holdings that VOOG doesn’t have:

BRKB BERKSHIRE HATHAWAY INC CLASS B1.25%
INTC INTEL CORPORATION0.90%
XOM EXXON MOBIL CORP0.77%
WMT WALMART INC0.68%
COST COSTCO WHOLESALE CORP0.57%
UNH UNITEDHEALTH GROUP INC0.52%
BAC BANK OF AMERICA CORP0.51%
HD HOME DEPOT INC0.48%

Only in VOOG

Vanguard S&P 500 Growth ETFUS large-cap growth. Its biggest holdings that ITOT doesn’t have:

BRK.B Berkshire Hathaway Inc. Class B2.42%
CRWD Crowdstrike Holdings Inc. Class A0.51%
APH Amphenol Corp. Class A0.51%
APP AppLovin Corp. Class A0.46%
ANET Arista Networks Inc.0.46%
ISRG Intuitive Surgical Inc.0.42%
UBER Uber Technologies Inc.0.40%
WELL Welltower Inc.0.40%

So — nearly identical. Should you hold both?

ITOT and VOOG hold nearly the same stocks in nearly the same proportions — owning both is largely redundant. If you already hold ITOT, adding VOOG mostly increases your bet on the names they share rather than spreading it — a 50/50 blend still behaves like only ~35 equal positions, with the top 10 alone at 46% and the Magnificent Seven at 39%.

Holdings as of — ITOT: Jun 30, 2026 (iShares (BlackRock)); VOOG: May 31, 2026 (Vanguard). Refreshed monthly. Overlap is measured across each fund’s largest holdings (top 50); the diffuse long tail barely moves the math.

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ITOT vs VOOG — FAQ

How much do ITOT and VOOG overlap?
ITOT and VOOG overlap by approximately 84% measured by portfolio weight — that is the share of the smaller fund's holdings (by weight) that also sit inside the other. 10 of ITOT's 10 largest holdings are also held by VOOG. They share 35 of their listed top holdings in total.
Is it redundant to hold both ITOT and VOOG?
Because they hold nearly the same stocks in nearly the same proportions — owning both is largely redundant, holding both is largely redundant — you mostly duplicate the same megacaps and concentrate rather than diversify. A 50/50 blend has an effective 35 positions and a B diversification grade.
What does VOOG hold that ITOT doesn't?
VOOG's largest holdings that ITOT doesn't hold include BRK.B, CRWD, APH, APP, ANET. Its category is US large-cap growth, versus ITOT's total US market.
Which is more concentrated, ITOT or VOOG?
ITOT's top 10 holdings are 58% of its listed weight; VOOG's are 67%. The more concentrated fund leans harder on its largest names.

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