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FUND OVERLAP · LOOK-THROUGH

ITOT vs VT: how much do they really overlap?

ITOT (iShares Core S&P Total US Stock Market ETF, tracking the S&P Total Market) and VT (Vanguard Total World Stock ETF, tracking the FTSE Global All Cap) overlap by roughly 85% by weight. 10 of ITOT's top 10 holdings also appear in VT. A 50/50 blend of the two behaves like about 100 equally-weighted bets (diversification grade A). In short, the two funds hold nearly the same stocks in nearly the same proportions — owning both is largely redundant.

85%
weight overlap
10/10
of ITOT’s top 10 also in VT
A
50/50 blend grade
~100
real bets in a 50/50 blend
You think ITOT and VT are two funds. By weight they lean on the same names: both hold NVIDIA CORP (NVDA)6.6% of ITOT and 4.2% of VT. Hold both and NVDA just becomes a bigger single bet, not a more diversified one.

The same companies, in both funds

These 40 holdings appear in both ITOT and VT. The weight columns show how much of each fund each name represents.

Holdingin ITOTin VT
NVDA NVIDIA CORP6.63%4.17%
AAPL APPLE INC5.81%3.79%
MSFT MICROSOFT CORP3.79%2.82%
AMZN AMAZON.COM INC3.19%2.19%
GOOGL ALPHABET INC CLASS A2.86%1.89%
AVGO BROADCOM INC2.45%1.74%
GOOG ALPHABET INC CLASS C2.29%1.48%
META META PLATFORMS INC CLASS A1.69%1.16%
TSLA TESLA INC1.62%1.04%
MU MICRON TECHNOLOGY INC1.78%0.91%
LLY ELI LILLY1.30%0.75%
AMD ADVANCED MICRO DEVICES INC1.30%0.70%
JPM JPMORGAN CHASE & CO1.20%0.64%
XOM EXXON MOBIL CORP0.77%0.52%
JNJ JOHNSON & JOHNSON0.84%0.46%

+ 25 more shared holdings.

Only in ITOT

iShares Core S&P Total US Stock Market ETFtotal US market. Its biggest holdings that VT doesn’t have:

BRKB BERKSHIRE HATHAWAY INC CLASS B1.25%
KLAC KLA CORP0.54%
SNDK SANDISK CORP0.46%
GEV GE VERNOVA INC0.43%
PANW PALO ALTO NETWORKS INC0.38%
MRVL MARVELL TECHNOLOGY INC0.36%
RTX RTX CORP0.35%
WFC WELLS FARGO0.35%

Only in VT

Vanguard Total World Stock ETFglobal all-cap. Its biggest holdings that ITOT doesn’t have:

2330 Taiwan Semiconductor Manufacturing Co. Ltd.1.52%
005930 Samsung Electronics Co. Ltd.0.83%
000660 SK hynix Inc0.71%
BRK.B Berkshire Hathaway Inc. Class B0.65%
ASML ASML Holding NV0.53%
700 Tencent Holdings Ltd.0.28%
HSBA HSBC Holdings plc0.27%
NOVN Novartis AG0.24%

So — nearly identical. Should you hold both?

ITOT and VT hold nearly the same stocks in nearly the same proportions — owning both is largely redundant. If you already hold ITOT, adding VT mostly increases your bet on the names they share rather than spreading it — a 50/50 blend still behaves like only ~100 equal positions, with the top 10 alone at 27% and the Magnificent Seven at 23%.

Holdings as of — ITOT: Jun 30, 2026 (iShares (BlackRock)); VT: May 31, 2026 (Vanguard). Refreshed monthly. Overlap is measured across each fund’s largest holdings (top 50); the diffuse long tail barely moves the math.

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ITOT vs VT — FAQ

How much do ITOT and VT overlap?
ITOT and VT overlap by approximately 85% measured by portfolio weight — that is the share of the smaller fund's holdings (by weight) that also sit inside the other. 10 of ITOT's 10 largest holdings are also held by VT. They share 40 of their listed top holdings in total.
Is it redundant to hold both ITOT and VT?
Because they hold nearly the same stocks in nearly the same proportions — owning both is largely redundant, holding both is largely redundant — you mostly duplicate the same megacaps and concentrate rather than diversify. A 50/50 blend has an effective 100 positions and a A diversification grade.
What does VT hold that ITOT doesn't?
VT's largest holdings that ITOT doesn't hold include 2330, 005930, 000660, BRK.B, ASML. Its category is global all-cap, versus ITOT's total US market.
Which is more concentrated, ITOT or VT?
ITOT's top 10 holdings are 58% of its listed weight; VT's are 58%. The more concentrated fund leans harder on its largest names.

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