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FUND OVERLAP · LOOK-THROUGH

SPY vs VYM: how much do they really overlap?

SPY (SPDR S&P 500 ETF Trust, tracking the S&P 500) and VYM (Vanguard High Dividend Yield ETF, tracking the FTSE High Dividend Yield) overlap by roughly 16% by weight. 1 of SPY's top 10 holdings also appear in VYM. A 50/50 blend of the two behaves like about 102 equally-weighted bets (diversification grade A). In short, the two funds have only a small shared core — they mostly hold different things and are largely complementary.

16%
weight overlap
1/10
of SPY’s top 10 also in VYM
A
50/50 blend grade
~102
real bets in a 50/50 blend
You think SPY and VYM are two funds. By weight they lean on the same names: both hold Broadcom Inc. (AVGO)2.8% of SPY and 8.5% of VYM. Hold both and AVGO just becomes a bigger single bet, not a more diversified one.

The same companies, in both funds

These 7 holdings appear in both SPY and VYM. The weight columns show how much of each fund each name represents.

Holdingin SPYin VYM
AVGO Broadcom Inc.2.76%8.51%
JPM JPMorgan Chase & Co.1.38%3.14%
JNJ Johnson & Johnson0.97%2.24%
XOM Exxon Mobil Corporation0.88%2.53%
CAT Caterpillar Inc.0.74%1.67%
CSCO Cisco Systems, Inc.0.73%1.98%
ABBV AbbVie Inc.0.70%1.59%

Only in SPY

SPDR S&P 500 ETF TrustUS large-cap. Its biggest holdings that VYM doesn’t have:

NVDA NVIDIA Corporation7.38%
AAPL Apple Inc.6.47%
MSFT Microsoft Corporation4.28%
AMZN Amazon.com, Inc.3.68%
GOOGL Alphabet Inc.3.24%
GOOG Alphabet Inc.2.60%
MU Micron Technology, Inc.2.02%
META Meta Platforms, Inc.1.93%

Only in VYM

Vanguard High Dividend Yield ETFUS high-dividend. Its biggest holdings that SPY doesn’t have:

ORCL Oracle Corp.1.57%
UNH UnitedHealth Group Inc.1.43%
CVX Chevron Corp.1.41%
BAC Bank of America Corp.1.40%
PG Procter & Gamble Co.1.39%
HD Home Depot Inc.1.30%
KO Coca-Cola Co.1.27%
MRK Merck & Co. Inc.1.22%

So — mostly different. Should you hold both?

SPY and VYM have only a small shared core — they mostly hold different things and are largely complementary. Held together they genuinely broaden your exposure — a 50/50 blend reaches ~102 effective positions (grade A), because they hold largely different securities.

Holdings as of — SPY: Jun 29, 2026 (State Street Global Advisors); VYM: May 31, 2026 (Vanguard). Refreshed monthly. Overlap is measured across each fund’s largest holdings (top 50); the diffuse long tail barely moves the math.

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SPY vs VYM — FAQ

How much do SPY and VYM overlap?
SPY and VYM overlap by approximately 16% measured by portfolio weight — that is the share of the smaller fund's holdings (by weight) that also sit inside the other. 1 of SPY's 10 largest holdings are also held by VYM. They share 7 of their listed top holdings in total.
Is it redundant to hold both SPY and VYM?
Because they have only a small shared core — they mostly hold different things and are largely complementary, holding both is not redundant — each fund covers largely different holdings, so together they broaden your exposure. A 50/50 blend has an effective 102 positions and a A diversification grade.
What does VYM hold that SPY doesn't?
VYM's largest holdings that SPY doesn't hold include ORCL, UNH, CVX, BAC, PG. Its category is US high-dividend, versus SPY's US large-cap.
Which is more concentrated, SPY or VYM?
SPY's top 10 holdings are 71% of its listed weight; VYM's are 44%. The more concentrated fund leans harder on its largest names.

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